What's covered and not covered...
Below are eligible and ineligible expenses for the Healthcare Flexible Spending Account.
Healthcare Flexible Spending Account
Reimbursed items cannot be claimed again on an income tax return. Please note: Insurance premiums are not reimbursed through this benefit. Premiums are covered under the group health and supplemental premiums benefit, not the Healthcare FSA, and are remitted directly to the provider on the participant's behalf.
Chard Snyder is also pleased to provide the EBIA's Health Care Expenses Table classifying over 300 common health care expenses as "qualifying," "not qualifying," or "potentially qualifying" for the Healthcare FSA, HRA or employer sponsored HSA. Numerous OTC items are included as well. Please click here to access this list or review the list below for some basic guidelines for determining eligible and ineligible expenses under your plan.
Services and items that can be paid for with funds
from the Healthcare Flexible Spending Account
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Acupuncture
Alcoholism/drug addiction treatment
Artificial limbs
Artificial teeth
Birth control pills
Braille books/magazines
Childbirth classes
Chiropractors
Christian science practitioners
Co-insurance amounts
Contact lenses/lens solution
Contraceptives
Crutches
Deductibles
Dental treatment
Ear plugs (prescribed)
Eye exams/eyeglasses
Fertility treatments
Fitness classes (prescribed)
Fluoridation treatments
Fluoridation device
Guide dog (for the impaired)
Hearing aid/batteries
Hospital services
Laboratory fees
Lasik Surgery
Learning disability
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Medical monitoring devices
Medical records charges
Medical services
Prescriptions
Norplant insertion/removal
Operations/surgery
Optometrist
Orthodontia
Osteopathy
Over-the-counter medicine
Patterning exercises
Physical exams (non-employment)
Pre-existing conditions
Private hospital room
Psychiatric care
Psychoanalysis
Psychologist fees
Physical therapy
Sales tax (on eligible expenses)
Smoking Cessation (prescribed)
Speech training
Sterilization
Transplants
Vaccines
Weight loss programs (prescribed)
Wheelchair
X-ray fees
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Examples of eligible over-the-counter medications
under the Healthcare Flexible Spending Account
|
Antacids
Allergy Medicines
Anti-diarrhea Medicines
Band-Aids/Bandages
Bactine
Carpal Tunnel Wrist Supports
Cold/Hot Packs for Injuries
Condoms
Contact Lens Solution
Cough Drops/Throat Lozenges
First Aid Cream
First Aid Kits
Gauze Pads
Hemorrhoid Cream
Incontinence Supplies
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Laxatives
Motion Sickness Pills
Menstrual Pain Relievers
Nasal Sinus Spray
Nicotine Gum
Pain Relievers
Pedialyte Children’s Dehydration
Pregnancy Test Kits
Rubbing Alcohol
Sinus Medications
Smoking Cessation Patches
Suppositories
Thermometers
Visine and Other Eye Products
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Services and items that cannot be paid for with funds
from the Healthcare Flexible Spending Account
|
Breast pumps
Cosmetic services
Controlled substances
Dancing or swimming lessons
Diapers or diaper service
Face lifts
Genetic testing
Hair transplants
Illegal operations/treatments
Massage therapy
Maternity clothes
Payroll-deducted premiums
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Physical exams (for employment)
Prescription discount program fees
Rogaine
Student health fees
Sunscreen
Teeth bleaching
Varicose vein treatment
Vision discount membership fees
Vitamins
Warranties
Weight loss foods
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