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What's covered and not covered...

Below are eligible and ineligible expenses for the Healthcare Flexible Spending Account.

• View items covered under the Dependent Care FSA
• View items covered under the Limited Healthcare FSA

Healthcare Flexible Spending Account

Reimbursed items cannot be claimed again on an income tax return. Please note: Insurance premiums are not reimbursed through this benefit. Premiums are covered under the group health and supplemental premiums benefit, not the Healthcare FSA, and are remitted directly to the provider on the participant's behalf.

Chard Snyder is also pleased to provide the EBIA's Health Care Expenses Table classifying over 300 common health care expenses as "qualifying," "not qualifying," or "potentially qualifying" for the Healthcare FSA, HRA or employer sponsored HSA. Numerous OTC items are included as well. Please click here to access this list or review the list below for some basic guidelines for determining eligible and ineligible expenses under your plan.

 

Over-the-counter items under the
Healthcare Flexible Spending Account

You may use your Flexible Spending Account to purchase over-the-counter items that are not considered a drug or a medicine such as bandages, wound care, contact lens solution, etc.

Effective January 1, 2011, Flexible Spending Account money may be used to purchase over-the-counter drugs and medicines such as ibuprofen, acetaminophen or cough syrup with a note of medical necessity (NMN) or a prescription from your doctor. A copy of the prescription or NMN for over-the-counter medications is required once a year for claims payment.

 

Services and items that can be paid for with funds
from the Healthcare Flexible Spending Account

Acupuncture Alcoholism/drug addiction treatment Artificial limbs Artificial teeth Birth control pills Braille books/magazines Childbirth classes Chiropractors Christian science practitioners Co-insurance amounts Contact lenses/lens solution Contraceptives Crutches Deductibles Dental treatment Ear plugs (prescribed) Eye exams/eyeglasses Fertility treatments Fitness classes (prescribed) Fluoridation treatments Fluoridation device Guide dog (for the impaired) Hearing aid/batteries Hospital services Laboratory fees Lasik Surgery Learning disability

Medical monitoring devices Medical records charges Medical services Prescriptions Norplant insertion/removal Operations/surgery Optometrist Orthodontia Osteopathy Over-the-counter medicine Patterning exercises Physical exams (non-employment) Pre-existing conditions Private hospital room Psychiatric care Psychoanalysis Psychologist fees Physical therapy Sales tax (on eligible expenses) Smoking Cessation (prescribed) Speech training Sterilization Transplants Vaccines Weight loss programs (prescribed) Wheelchair X-ray fees

Services and items that cannot be paid for with funds
from the Healthcare Flexible Spending Account

Breast pumps Cosmetic services Controlled substances Dancing or swimming lessons Diapers or diaper service Face lifts Genetic testing Hair transplants Illegal operations/treatments Massage therapy Maternity clothes Payroll-deducted premiums

Physical exams (for employment) Prescription discount program fees Rogaine Student health fees Sunscreen Teeth bleaching Varicose vein treatment Vision discount membership fees Vitamins Warranties Weight loss foods