• Home

 

What's covered and not covered...

Below are eligible and ineligible expenses for the Healthcare Flexible Spending Account.

• View items covered under the Dependent Daycare FSA
• View items covered under the Limited Healthcare FSA

 

Healthcare Flexible Spending Account

An eligible expense is any healthcare expense approved by the IRS for reimbursement through the plan. These eligible expenses are often the same expenses allowed for income tax return deductions, but expenses reimbursed through an FSA cannot be itemized and resubmitted through an income tax return. Please note that expenses that occur before the beginning of the Flexible Spending Account Plan Year are not eligible. To view the complete and up-to-date list of eligible items in the EBIA Healthcare Expenses Table, log in to your account through the My Account Login button above and look under the Resources tab.

 

Over-the-counter items under the
Healthcare Flexible Spending Account

You may use your Flexible Spending Account to purchase over-the-counter items that are not considered a drug or a medicine such as bandages, wound care, contact lens solution, etc.

Flexible Spending Account money may be used to purchase over-the-counter drugs and medicines such as ibuprofen, acetaminophen or cough syrup with a prescription from your doctor. A copy of the prescription for over-the-counter medications is required once a year for claims payment.

 

Services and items that can be paid for with funds
from the Healthcare Flexible Spending Account

Acupuncture Alcoholism/drug addiction treatment Artificial limbs Artificial teeth Birth control pills Braille books/magazines Breast pumps Childbirth classes Chiropractors Christian science practitioners Co-insurance amounts Contact lenses/lens solution Contraceptives Crutches Deductibles Dental treatment Ear plugs (prescribed) Eye exams/eyeglasses Fertility treatments Fitness classes (prescribed) Fluoridation treatments Fluoridation device Guide dog (for the impaired) Hearing aid/batteries Hospital services Laboratory fees Lasik surgery

Learning disability Medical monitoring devices Medical records charges Medical services Prescriptions Norplant insertion/removal Operations/surgery Optometrist Orthodontia Osteopathy Patterning exercises Physical exams (non-employment) Pre-existing conditions Private hospital room Psychiatric care (prescribed) Physical therapy Sales tax (on eligible expenses) Smoking Cessation (prescribed) Speech training Sterilization Suncreen (SPF 15 or higher) Transplants Vaccines Weight loss programs (prescribed) Wheelchair X-ray fees

Services and items that cannot be paid for with funds
from the Healthcare Flexible Spending Account

Administrative / Physician fees Cosmetic services Controlled substances Dancing or swimming lessons Diapers or diaper service Face lifts Genetic testing Hair transplants Illegal operations/treatments  Maternity clothes Payroll-deducted premiums

Physical exams (for employment) Prescription discount program fees Rogaine Student health fees Teeth bleaching Varicose vein treatment Vision discount membership fees Vitamins Warranties Weight loss foods