IRS Releases 2025 Contribution Limits

October 22, 2024

The IRS released 2025 limits for FSAs, commuter benefits, adoption assistance, and more.

The new 2025 limits are:
Flexible Spending Accounts
Health FSA $3,300 per year
Limited-Purpose FSA
Health FSA Carryover $660 per year

 

Commuter Benefits
Parking $325 per month
Transit

 

Adoption Assistance $17,280 per year

 

Previously announced 2025 limits:
HSA Single: $4,300 per year
Family: $8,550 per year
Minimum deductible for qualifying HDHP Single: $1,650 minimum deductible
Family: $3,300 minimum deductible
Maximum out-of-pocket expenses for HDHP Single: $8,300 max out-of-pocket
Family: $16,600 max out-of-pocket
Dependent Care FSA Remains at $5,000 per year

 

Additional details are included in IRS Revenue Procedure 2024-40.