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  • Why do I need to save all of my itemized receipts?

    Participants and their other eligible users should always save itemized receipts for HSA, FSA and HRA-eligible purchases made with the benefits card.

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  • How does my HRA work?

    Your HRA is designed by your employer to reimburse you for certain eligible healthcare expenses.

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  • Do employees need to enroll in the HRA each plan period?

    Yes. All eligible employees must enroll each year during the open enrollment period.

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  • Can I contribute to the HRA plan?

    Per IRS regulations, employees are not permitted to contribute to an HRA plan.

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  • What is an eligible HRA expense?

    An eligible HRA expense is any healthcare expense incurred by an employee, their spouse, or dependent, that is approved by the IRS and eligible for reimbursement under your specific company plan.

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  • How do I receive HRA reimbursements?

    Submit a claim online by logging into your account on the participant portal or on the Chard Snyder mobile app for quickest processing and reimbursement. 

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  • How do I find my balance or view the status of my claims?

    You may find your balance by logging in to your participant portal account from chard-snyder.com.

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  • Do funds carryover at the end of the HRA plan period?

    It depends on your HRA plan. Your specific plan rules can be found in the participant portal, or Chard Snyder or your human resources office is available to assist you.

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  • What happens to my HRA when I leave my employer?

    If you leave your current place of employment or become ineligible for the HRA you will not be able to take your HRA funds with you.

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