How do I avoid interruption in my coverage?

Make your COBRA election as soon as you receive your Election Form and return it to us with the appropriate amount due immediately. Unfortunately, there is often a slight delay in the carriers updating their systems to reflect COBRA elections and payments received and credited. If you have an ongoing medical issue, it would be in your best interest to return your paperwork as soon as possible. Legally, you have 60 days to elect COBRA and then another 45 days to make up any past due premiums. Suggesting that you send in the election form and payment as soon as possible is only an answer to the question of what is the best way to avoid interruption of coverage and not anything that is mandated by the IRS or any other governing agency.