FAQs
We’ve gathered a comprehensive list of questions and answers about our accounts, plans and benefits to give you a quick reference, or to answer questions you might have.
-
How do I receive HRA reimbursements?
Submit a claim online by logging into your account on the participant portal or on the Chard Snyder mobile app for quickest processing and reimbursement.
-
How do I find my balance or view the status of my claims?
You may find your balance by logging in to your participant portal account from chard-snyder.com.
-
Do funds carryover at the end of the HRA plan period?
It depends on your HRA plan. Your specific plan rules can be found in the participant portal, or Chard Snyder or your human resources office is available to assist you.
-
What happens to my HRA when I leave my employer?
If you leave your current place of employment or become ineligible for the HRA you will not be able to take your HRA funds with you.
-
What is an HSA?
An HSA is a personal bank account created exclusively for individuals to pay for eligible healthcare expenses and save for future healthcare expenses tax-free.
-
Am I eligible to contribute to an HSA?
You are eligible as long as you meet the following criteria listed below:
-
Can I have an FSA and HSA?
-
Can I use the money in my HSA to pay for medical care for a family member?
Yes. You may withdraw funds to pay for the qualified medical expenses of yourself, your spouse, or a dependent without tax penalty.
-
How much may I contribute to my HSA?
Maximum annual contributions to your HSA are determined by the IRS each year.
-
What is an HSA eligible expense?
The overall guiding rule for medical expenses is that the expense has to be for medically necessary purposes only.